Founder & Credit Repair Specialist · Winter Park, FL
I'm Matt Brody, the founder of Freedom Credit Repair. I've helped Central Florida families remove collections, fix credit report errors, and qualify for mortgages they were told they couldn't get, every day since I founded the company in 2019.
My background is in FCRA § 611 dispute work with a heavy focus on Florida-specific statutes — Statute 55.081 (judgment dormancy), Statute 679.6141 (post-repossession notice violations), and Statute 95.11 (statute of limitations on debt). National credit-repair “mills” rarely cite these because they run templates. Every dispute I write is tailored to the specific item and the specific creditor.
I live in Winter Park with my wife Xia and our four children. We know what credit means in Florida — it's the difference between renting and buying a home with a backyard. That's the problem this business exists to solve.
On this blog I write about what I actually see in client files: medical debt, collections, charge-offs, mortgage-prep credit repair, and the Florida statutes that change the dispute calculus. If you'd rather skip the reading and talk through your situation, call (407) 606-7117 for a free consultation.
Just got your Chapter 7 discharge in Central Florida? Here's the real roadmap — how to rebuild your credit, why your report is probably reporting your bankruptcy WRONG, and the exact steps to fight back.
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Got a credit-based mortgage denial in Lake Mary or Winter Park with a closing clock ticking? Don't panic and don't reapply blind. Here's what to check on that adverse action letter first — and the FCRA rights most buyers don't know they have.
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Si su crédito está dañado y no sabe por dónde empezar, este es su mapa. Le explico sus derechos bajo la ley federal, cómo disputar errores gratis usted mismo, y cuándo conviene buscar ayuda profesional en Orlando — todo en español.
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A repossession doesn't have to own your credit for seven years. Here's how Central Florida drivers rebuild after a repo — and how to tell which negative items are accurate versus reported wrong.
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That denial letter isn't a dead end — it's a roadmap. Orlando credit repair specialist Matt Brody breaks down how to read your adverse action notice and fight back against inaccurate items dragging your score down.
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Most people pick a credit repair company off a Google ad and a slick promise. Here's how to actually vet one — the questions to ask, the red flags that scream 'scam,' and the federal law that protects your wallet before you sign anything.
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