Credit Repair Services in Orlando & Florida
Eight focused service lines, each backed by Florida-specific statutes and dispute tactics. We don't do templated bulk disputes. Every item on your report gets a strategy based on what kind of debt it is, how old it is, and which Florida or federal law gives us leverage to challenge it.
Collections Removal
Remove third-party collection accounts including medical, utility (JEA, OUC, Duke), toll-by-plate (SunPass, E-Pass), and credit card collections.
Learn more →Medical Debt Removal
Florida hospitals, ERs, and clinics report aggressively — most contain billing errors or insurance-coordination mistakes that make removal possible.
Learn more →Foreclosure Credit Repair
Florida had one of the worst foreclosure rates post-2008. We dispute inaccurate foreclosure reporting and rebuild your credit profile after the fact.
Learn more →Charge-Off Removal
Old credit card and loan charge-offs are some of the most damaging items on a credit report. Many are out-of-statute under FL 95.11 and challengeable.
Learn more →Repossession Removal
FL Statute 679.6141 requires specific post-repossession notice. Violations can invalidate both the deficiency balance and the credit reporting.
Learn more →Judgment Removal
Florida judgments are good for 20 years but may be dormant under FL Statute 55.081. We challenge reporting of dormant, satisfied, or improperly served judgments.
Learn more →Tax Lien Removal
Federal IRS liens and Florida Department of Revenue liens. The IRS Fresh Start program allows withdrawal of paid liens — most people don't know to request it.
Learn more →Student Loan Credit Repair
UCF, USF, FSU, and federal loan defaults. Common errors include deferment-period late marks and rehabilitation balance discrepancies.
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