What's your credit costing you?
See how much a low credit score is really costing you in interest
Very Poor
300850
30-year fixed · $50,000 – $1,500,000
Bad Credit Costs You
$256,040
extra over the life of the loan
+$711
Extra Every Month
At Your Score (550)
$2,756
per month
APR8.76%
Total Cost$992,143
With Good Credit (740+)
$2,045
per month
APR5.76%
Total Cost$736,102
* Rates shown are estimates based on national averages and may vary by lender, location, and other factors. Mortgage base rate sourced from the Federal Reserve (FRED). This calculator is for educational purposes only and does not constitute financial advice.