Expert Credit Repair in Orlando & Florida
Stop letting banks overcharge you. From Winter Garden to Maitland, we help Florida families delete collections, fix errors, and buy homes.
(407) 606-7117What's your credit costing you?
See how much a low credit score is really costing you in interest
30-year fixed · $50,000 – $1,500,000
Bad Credit Costs You
$250,608
extra over the life of the loan
+$696
Extra Every Month
At Your Score (550)
$2,625
per month
With Good Credit (740+)
$1,928
per month
* Rates shown are estimates based on national averages and may vary by lender, location, and other factors. Mortgage base rate sourced from the Federal Reserve (FRED). This calculator is for educational purposes only and does not constitute financial advice.
How does the credit Repair Process Work?
Discovery
First, we take a close look at your credit and determine which questionable negative items are wrongfully hurting your score.
Verify and Dispute
Next, we ask the bureaus and your creditors to verify these negative items as accurate and fair. If they can't, they are required to remove them.
Manage and Monitor
As you work to manage your credit wisely, we continue to leverage the law for your credit, addressing new credit issues as they appear.
Located in
Winter Park, FL
I'm Not a Call Center.
I'm Your Neighbor.
Hi, I'm Matt Brody.
If you've called other credit repair companies, you know the drill. You talk to a salesperson, pay a fee, and then... silence.
I started Freedom Credit Repair in Winter Garden because I was tired of seeing good families get ripped off by big national chains.
My wife Xia and I are raising our four kids right here in Central Florida. We know that a bad credit score isn't just a number—it's the wall keeping you from that new house or car.
When you hire us, you don't get a robot. You get me, my team, and a relentless fight to fix your credit.
You deserve an accurate credit score
Tens of millions of Americans have errors on their credit reports that are harming their credit
A single negative item can cost you triple digit decreases to your credit
What our clients say about us!
My score improved by over 100 points in the first month! I can't believe this actually worked. Thanks so much Matt!
Kelly Rigles
Winter Park, FLWith the full refund offer, I figured there was nothing to lose. It got my score over 700 and now I'm buying my first home.
Jake Paisley
Maitland, FLI CANNOT BELIEVE THE TURNAROUND!!! It was faster than I thought and my score is still going up. Can't wait to hit 800!
Kristina Ayles
Orlando, FLSimple, Transparent Pricing
No hidden fees. No hourly billing. Just results for Orlando families.
Monthly Plan
No Contracts · Cancel Anytime
- Unlimited Bureau Disputes (All 3 Bureaus)
- Debt Validation & Cease/Desist Letters
- 24/7 Client Portal Access
- Monthly Score Analysis
- Personal Case Manager
Free Consultation · 90-Day Money Back Guarantee
Frequently Asked Questions
Is credit repair legal in Florida?
Yes. Credit repair is fully legal and protected under the federal Credit Repair Organizations Act (CROA) as well as Florida’s own consumer protection laws. You have the right to dispute any inaccurate, incomplete, or unverifiable information on your credit report.
How long does the process take?
Every credit report is different, but most of our Florida clients see significant progress within 30 to 90 days. We begin sending dispute letters within 24 hours of enrollment and provide updates after every bureau response.
Can you remove medical collections?
Yes. We leverage both federal law and Florida’s statute of limitations to challenge inaccurate or unverifiable medical debt on your credit report. Many medical collections contain reporting errors that make them eligible for removal.
Why choose a local Orlando firm over a national one?
We know the local creditors, collection agencies, and Florida-specific laws—like Statute 95.11 (statute of limitations)—that national “mills” often overlook. You also get direct access to our team, not a call center.